State Farm® Insurance Agent Nick Horvath
Leave Us a Review
Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Chantel
February 19, 2026
5
out of
5
rating by Chantel
"Great customer service"
We responded:
"Chantel, thank you so much for the wonderful review! We really appreciate your kind words. If you ever have any questions or need assistance with anything insurance related, do not hesitate to reach out to State Farm Agent Nick Horvath’s Team—we are always here to help!"
Elise Ventimiglia
February 12, 2026
5
out of
5
rating by Elise Ventimiglia
"Matt was professional, and knowledgeable regarding all our insurance needs. He was also very personable!!"
We responded:
"Elise, thank you so much for the wonderful review! We really appreciate your kind words. If you ever have any questions or need assistance with anything insurance related, do not hesitate to reach out to State Farm Agent Nick Horvath’s Team—we are always here to help!"
Lisa Seed
February 11, 2026
5
out of
5
rating by Lisa Seed
"Nick and his team are great to work with. They are knowledgeable and will make sure you get the coverage you need. Absolutely recommend!!!"
We responded:
"Lisa, thank you so very much for the 5-star rating and positive feedback! We absolutely seek to match our customers with the right plan, at the best rate possible! We greatly appreciate you and your kind words!"
Yectuani Rios
January 27, 2026
5
out of
5
rating by Yectuani Rios
"Great experience working with Matt Gerardi. He was able to bundle all my insurances and get good savings. Fast and personalized customer service."
We responded:
"Thanks Yectuani! We appreciate your business and also this great review! We truly appreciate it! 🙏 "
Sarah Christopher
January 23, 2026
5
out of
5
rating by Sarah Christopher
"Matthew delivered outstanding support, providing clarity on insurance options and offering competitive rates with exceptional service."
We responded:
"We genuinely appreciate your 5-star review. It is our goal to provide high-quality insurance services, and we are happy to know that we met your expectations! "
Lauryn
January 20, 2026
5
out of
5
rating by Lauryn
"I had a great experience with getting my insurance and Matthew was awesome helping me, Walked me through every step!"
We responded:
"Hi Lauryn! Thank you so much for the 5-star rating and positive feedback! Matthew does a great job and cares greatly about his customers. We are blessed to have him on our team and you as our customer! Please don't hesitate to contact us regarding any additional future auto, home, business or life insurance needs in the future! Sincerely, Nick Horvath, State Farm Agent Oxford, MI "
Colleen Cash
January 9, 2026
5
out of
5
rating by Colleen Cash
"Nick was amazing and following up with us, as we’ve been happy customers to make sure all of our needs were being met and we didn’t have any major life events, questions, and or changes in our home to ensure we had adequate coverage!"
We responded:
"Colleen, thanks so much for the 5-star rating and positive feedback! We greatly appreciate you and are blessed to be your agent! Please don't hesitate to contact us regarding any future auto, life, home or business insurance needs in the future! Sincerely, Nick Horvath, State Farm Agent Oxford, MI "
tom gerlach
January 9, 2026
5
out of
5
rating by tom gerlach
"It is a pleasure to deal with this office. Their focus seems to be what ever is in my best interest. I appreciate that attitude."
We responded:
"Tom, thanks so much for the 5 star review and positive feedback. We truly appreciate it and we're honored to be your insurance agency!"
Alaina F
January 8, 2026
5
out of
5
rating by Alaina F
"They are wonderful to work with. I have never had an issue getting any filed claim processed. I've been a long time customer for 10+ years and highly recommend Nick and his team for your auto insurance needs!!"
We responded:
"Wow Alaina! This is so incredibly nice. Thank you so very much for the kind words and 5-star rating! We are blessed to be your agent and are honored to help! Sincerely, Nick Horvath - State Farm Agent Oxford, MI"
Julie Shelnut
January 8, 2026
5
out of
5
rating by Julie Shelnut
"Always helpful and friendly great rates they have always been upfront and genuine love these guys"
We responded:
"Julie, thanks so much for the 5-star rating and positive feedback! We greatly appreciate you! Please keep us in mind for any other additional insurance needs you may have!"
Michael Guerrieri
December 26, 2025
5
out of
5
rating by Michael Guerrieri
"They are very quick on any questions you have. Highly recommend"
We responded:
"Hi Michael! Thank you so very much for the 5-star rating and positive feedback! We are honored to be your agent and greatly appreciate your business! Please keep us in mind for all of your auto, home, business and life insurance needs! Sincerely, Nick Horvath, State Farm Agent Oxford, MI"
Britt lopez
December 26, 2025
5
out of
5
rating by Britt lopez
"Great place and great people that work there. Vanessa was very nice to work with along with Nick...thank you all!"
We responded:
"Brittney, thank you so very much for the 5-star rating and positive feedback! We are blessed to be your agent and greatly appreciate you! Vanessa has been a great assett to our team and she will be elated to hear this feedback. Please keep us in mind for any additional future auto, home, life or business insurance needs! Sincerely, Nick Horvath, State Farm Agent. Oxford, MI"
Frank Ruczynski
December 19, 2025
5
out of
5
rating by Frank Ruczynski
"I have had there insurance for at least 4 years. Big jump in price going from PLPD to full coverage."
We responded:
"Hi Frank! Thank you so much for the 5-star rating and positive feedback! Yes, that change does make a sizable difference in most cases. We are blessed t9 be your agent and greatly appreciate you. Please keep us in mind for all of your future auto, home, life and business insurance needs! Sincerely, Nick Horvath, State Farm Agent, Oxford, MI"
Jennifer R
November 26, 2025
5
out of
5
rating by Jennifer R
"Matthew was very helpful and very kind."
We responded:
"Thanks Jennifer! We greatly appreciate you! Matthew does a great job and we are blessed to have him. Thank you so very much for the 5 star rating and positive feedback! Happy Thanksgiving! Sincerely, Nick Horvath, State Farm Agent, Oxford, MI."
Kent Woiak
October 29, 2025
5
out of
5
rating by Kent Woiak
"Excellent help with both my classic car insurance and regular car insurance policies."
We responded:
"Kent, thanks so much for the positive feedback and 5-star rating! We are happy to assist you in protecting your cars! BTW, we love insuring classic cars! Keep us in mind for any additional future home, life or business insurance needs! All the best, Nick Horvath, State Farm Agent Oxford, MI"
Cheyanne Havermahl
October 22, 2025
5
out of
5
rating by Cheyanne Havermahl
"Just switched to this branch, Nick is by far the most helpful and informative insurance agent I've worked with! Was a really good experience. 👍"
We responded:
"Hi Cheyanne. Thank you so very much for the kind words, positive feedback and 5-star rating! It was great getting to meet you and you learn about you and your business! We appreciate your business and are honored to be your agent. Please keep us in mind for all of your home insurance, life insurance and business insurance needs im the future! All the best, Nick Horvath - State Farm Agent Oxford, MI"
Tiffany Richards
October 16, 2025
5
out of
5
rating by Tiffany Richards
"Everyone is very helpful here and makes you feel like family. 110% satisfied and will definitely recommend to all of my family and friends! Thank you to Nick and his awesome team!"
We responded:
"Tiffany, thanks so much for the kind words and recommendation! We greatly appreciate you and are blessed to have you in our State Farm family!- Nick Horvath, State Farm Agent Oxford, MI"
Jerry Anderson
October 3, 2025
5
out of
5
rating by Jerry Anderson
"I was treated great,he was very kind with me"
We responded:
"Hi Jerry! Thanks so much for the positive feedback and 5-star rating! We greatly appreciate it! Thanks for your business! Keep us in mind for all of your future auto, home, life or business insurance! - All the best, Nick Horvath, State Farm Agent"
Miguel Rodriguez
September 12, 2025
5
out of
5
rating by Miguel Rodriguez
"Matthew is an amazing person and always goes above and beyond to take care of me. He’s professional, kind, and truly makes everything with State Farm easy and stress-free. I’m grateful for the way he looks out for me and highly recommend him!"
We responded:
"Hi Miguel! Thank you so very much the positive feedback and five-star rating! We are blessed to have you as part of our Oxford State Farm agency! We appreciate you! Matthew is very caring and doea agreat job! Please keep us in mind for all of your future auto, home, life and business insurance needs! Sincerely, Nick Horvath, State Farm agent. "
Raghunath narahari
September 11, 2025
5
out of
5
rating by Raghunath narahari
"Thanks to Matthew Gerardi. He went above and beyond to help me. He patiently explained everything, ensured I got the best option, and even took my calls after office hours. What impressed me most was his continued support after the purchase — guiding me through the State Farm app and answering additional insurance questions. Truly outstanding service!"
We responded:
"Wow Raghu! Thank you so very much for the wonderful review and five-star rating! We are blessed to have you as part of our Oxford State Farm family! We appreciate you! Matthew is very caring and does a great job and are blessed to have him as well. Please keep us in mind for all of your future car, homeowners, business and life insurance needs! Sincerely, Nick Horvath, State Farm agent "
Don Lindsey
September 10, 2025
5
out of
5
rating by Don Lindsey
"Vanessa from State Farm was fantastic in helping me getting insurance on my home"
We responded:
"Don, Thank you so much for the positive review and five-star rating! We are grateful to help with your home insurance! Please keep us in mind for all of your future auto, business and life insurance needs! Sincerely, Nick Horvath, State Farm agent "
Galadrial Nye
September 5, 2025
5
out of
5
rating by Galadrial Nye
"I've used this State Farm office for over a year now, and not only are the rates STELLAR!! but their customer service is on point, too. Very polite, professional, helpful, and informative. They also beat the rates of literally EVERY large insurance company, so if you're shopping around for insurance, I'd definitely check here first!! Edit: Just wanted to add that this location is VERY good at keeping in touch, and are competitive with big box companies!! Highly recommend!!"
We responded:
"Thank you so very, Galadrial, for the positive feedback and 5-star rating (twice)! We are honored to be your agent and truly appreciate your business!"
Jenny Cook
August 26, 2025
5
out of
5
rating by Jenny Cook
"Nick is awesome. Always helpful and very personable. Been with him for years and will continue."
We responded:
"Awe shucks, Jenny! Thank you so very much for the kind words and 5-star rating! We truly appreciate it. We're blessed to be your agent! Thanks so much for your business! "
Amanda Jensen
August 21, 2025
5
out of
5
rating by Amanda Jensen
"Nick Horvath and his team of dedicated representatives always go above and beyond when it comes to taking care of their clientele. They take the time to explain each detail so you are aware of your coverage, and potential for improvement to protect your family and home. I would always recommend them to anyone who asks. Even when cost expectations are a bit too high, they are gracious, and understanding. They always make sure you have every discount you can, and they always have the clients best interest in mind first, even if that means they don't always win your business. They truly are good neighbors! Shout out to the whole team!!!!!"
We responded:
"Thanks for the positive feedback and 5-star rating, I greatly appreciate it! It's been a pleasure working with you over the past, almost decade! Please keep us in mind for all of your future auto, home, life and business insurance needs!"
R McMahon
August 21, 2025
5
out of
5
rating by R McMahon
"Good service, honest advice."
We responded:
"Thank you Mr. Mcmahon! We appreciate your feedback and 5-star rating! Please keep us in mind for all of your future auto, home, business and life insurance needs!"